Membership Forms
  • Member Registration Form

    Complete application form for new members

    PDF • 245 KB
    Download
  • Corporate Member Application

    Registration form for corporate/organization members

    PDF • 312 KB
    Download
  • Next of Kin Form

    Designation of next of kin for members

    PDF • 156 KB
    Download
Loan Applications
  • QARDH School Fees Loan

    Application form for educational funding

    PDF • 298 KB
    Download
  • Medical Emergency QARDH

    Emergency medical funding application

    PDF • 267 KB
    Download
  • MURABAH Services Application

    Application for asset acquisition services

    PDF • 334 KB
    Download
Welfare Services
  • Welfare Grant Request

    Application for welfare assistance grants

    PDF • 223 KB
    Download
  • Welfare Contribution Form

    Form for voluntary welfare contributions

    PDF • 189 KB
    Download
Policy Documents
  • Constitution & By-Laws

    Bashamakh SACCO constitution and regulations

    PDF • 1.2 MB
    Download
  • Sharia Compliance Policy

    Islamic financial principles and guidelines

    PDF • 456 KB
    Download
  • Privacy Policy

    Data protection and privacy guidelines

    PDF • 234 KB
    Download
Financial Reports
  • Annual Report 2023

    Comprehensive annual financial report

    PDF • 2.1 MB
    Download
  • Audited Financial Statements

    Audited financial statements for 2023

    PDF • 1.8 MB
    Download
Guidelines & Manuals
  • Member Handbook

    Complete guide for SACCO members

    PDF • 3.2 MB
    Download
  • Loan Application Guide

    Step-by-step loan application process

    PDF • 567 KB
    Download
  • Online Banking Guide

    How to use our online banking services

    PDF • 445 KB
    Download